Luxembourg runs Europe's biggest fund centre. That money sits close to fintech founders here. Mangrove, MiddleGame and public funds all back early. Here are 14 fintech investors funding Luxembourg founders in 2026.
Luxembourg is tiny, but its finance sector is huge. That makes it a rare, capital-rich place for fintech.
Local VCs like Mangrove and MiddleGame back early. Public funds and the LHoFT push founders forward too.
You will pitch a dozen of these funds in one round. Ellty keeps your fintech deck behind one tracked link.
Most expect a data room before the second meeting. Build it once in Ellty and reuse it for every fund.
| Type | Check size | Sector focus | Website | |
|---|---|---|---|---|
| Mangrove Capital Partners | VC | EUR 1M-10M | Consumer, enterprise, fintech | mangrove.vc |
| MiddleGame Ventures | VC (fintech) | EUR 1M-8M | Fintech, banking, insurtech | middlegame.vc |
| Expon Capital (Digital Tech Fund) | Public-private seed VC | EUR 200K-800K | Digital, ICT seed | exponcapital.com |
| Luxembourg Future Fund 2 (LFF 2) | Public fund (SNCI + EIF) | LP commitments | Fintech, cyber, deeptech | eif.org |
| SNCI | Public fund | EUR 200K-fund scale | Strategic, fintech, deeptech | snci.lu |
| Paladin Capital Group | VC (cyber) | Multi-stage | Cybersecurity, fintech security | paladincapgroup.com |
| BIP Capital Partners | VC / PE | EUR 1M-10M | Software, tech, services | bip.lu |
| Saphir Capital Partners | VC / PE | EUR 1M-10M | Growth-stage businesses | saphircapitalpartners.com |
| Tioga Capital Partners | VC (blockchain) | EUR 500K-5M | Blockchain, DeFi, fintech | tioga.io |
| Encevo Ventures | Corporate VC | Six-figure to Series A | Energy tech, digitalisation | encevo.eu |
| Mojo Capital | VC / fund-of-funds | USD 10M-50M | Fintech, growth-stage | mojo.capital |
| LBAN (Luxembourg Business Angel Network) | Angel network | EUR 50K-500K | Sector-agnostic, fintech | lban.lu |
| The LHoFT | Accelerator / hub | Non-equity | Fintech, regtech, insurtech | lhoft.com |
| Luxinnovation (Fit 4 Start) | Accelerator (public) | Up to EUR 150K grant | Digital, healthtech, fintech | luxinnovation.lu |
Send your raise from one tracked link
Ellty shows which fund opened your deck and read it through.
Start free 14-day trialWhat Luxembourg fintech VCs back
A Luxembourg fintech VC wants regulation handled early. CSSF licences and EU passporting matter a lot here.
They look for real revenue or strong, sticky usage. A clear path to EU scale beats a local-only story.
Most enter at seed and follow into a Series A round. Public funds often co-invest right alongside them.
See our Doha fintech investors list for the Gulf. Ellty shows which fund opened your deck and where they stopped.
The Foundation is well-positioned for its next phase of growth, with a strong team and a mission to support Luxembourg's competitiveness in global finance.
14 Luxembourg fintech investors
1. Mangrove Capital Partners
Luxembourg's best-known VC and an early Skype backer.
Recent Activity: Runs a EUR 200M fifth fund across 100+ companies
LinkedIn: Mangrove Capital on LinkedIn
Sector Focus: Consumer, enterprise, fintech
Stage Focus: Early to growth
Check Size: EUR 1M-10M
Location: Luxembourg City
Website: mangrove.vc
2. MiddleGame Ventures
A Luxembourg VC built purely around fintech deals.
Recent Activity: LFF 2 backed its third fintech fund in 2025
LinkedIn: MiddleGame Ventures on LinkedIn
Sector Focus: Fintech, banking, insurtech
Stage Focus: Post-seed, Series A/B
Check Size: EUR 1M-8M
Location: Luxembourg City
Website: middlegame.vc
3. Expon Capital (Digital Tech Fund)
The fund behind Luxembourg's Digital Tech seed bets.
Recent Activity: Launched a third Digital Tech Fund in 2025
LinkedIn: Expon Capital on LinkedIn
Sector Focus: Digital, ICT seed
Stage Focus: Seed
Check Size: EUR 200K-800K
Location: Luxembourg City
Website: exponcapital.com
4. Luxembourg Future Fund 2 (LFF 2)
The public fund that backs Luxembourg's fintech VCs.
Recent Activity: A EUR 200M SNCI and EIF programme for VCs
LinkedIn: EIF on LinkedIn
Sector Focus: Fintech, cyber, deeptech
Stage Focus: Fund commitments
Check Size: LP commitments
Location: Luxembourg City
Website: eif.org
5. SNCI
The state investor backing Luxembourg's young startups.
Recent Activity: Pledged EUR 300M over five years from 2025
LinkedIn: SNCI on LinkedIn
Sector Focus: Strategic, fintech, deeptech
Stage Focus: Spin-off to scale
Check Size: EUR 200K-fund scale
Location: Luxembourg City
Website: snci.lu
6. Paladin Capital Group
A cybersecurity VC running a Luxembourg cyber fund.
Recent Activity: Closed a $372M Cyber Fund II for the sector
LinkedIn: Paladin Capital on LinkedIn
Sector Focus: Cybersecurity, fintech security
Stage Focus: Multi-stage
Check Size: Multi-stage
Location: Luxembourg and Washington
Website: paladincapgroup.com
See which VC reads your deck
Ellty logs every open and page. Chase the keen funds first.
Start free 14-day trial7. BIP Capital Partners
A Luxembourg VC and PE house backing tech scale-ups.
Recent Activity: Closed BIP IV SCSp in April 2025
LinkedIn: BIP Investment Partners on LinkedIn
Sector Focus: Software, tech, services
Stage Focus: Growth, VC + PE
Check Size: EUR 1M-10M
Location: Luxembourg City
Website: bip.lu
8. Saphir Capital Partners
A Luxembourg growth investor backing European firms.
Recent Activity: Runs a Special Opportunities growth fund
LinkedIn: Saphir Capital on LinkedIn
Sector Focus: Growth-stage businesses
Stage Focus: Growth-stage
Check Size: EUR 1M-10M
Location: Luxembourg City
Website: saphircapitalpartners.com
9. Tioga Capital Partners
A Luxembourg VC focused on blockchain and fintech.
Recent Activity: First blockchain fund backed by a sovereign fund
LinkedIn: Tioga Capital on LinkedIn
Sector Focus: Blockchain, DeFi, fintech
Stage Focus: Pre-seed to Series A
Check Size: EUR 500K-5M
Location: Luxembourg City
Website: tioga.io
10. Encevo Ventures
An energy group's corporate VC co-investing early.
Recent Activity: Backed energy-data startup Renewabl
LinkedIn: Encevo on LinkedIn
Sector Focus: Energy tech, digitalisation
Stage Focus: Series A co-invest
Check Size: Six-figure to Series A
Location: Luxembourg (Esch)
Website: encevo.eu
11. Mojo Capital
A later-stage fintech fund-of-funds in Luxembourg.
Recent Activity: Holds UK mortgage fintech Habito
LinkedIn: Mojo Capital on LinkedIn
Sector Focus: Fintech, growth-stage
Stage Focus: Later-stage
Check Size: USD 10M-50M
Location: Luxembourg City
Website: mojo.capital
12. LBAN (Luxembourg Business Angel Network)
Luxembourg's main angel network, 170+ members strong.
Recent Activity: 170+ members with EUR 57M+ invested to date
LinkedIn: LBAN on LinkedIn
Sector Focus: Sector-agnostic, fintech
Stage Focus: Seed (syndicated)
Check Size: EUR 50K-500K
Location: Luxembourg City
Website: lban.lu
13. The LHoFT
Luxembourg's fintech hub and its main deal-flow engine.
Recent Activity: Supports 90-100 incubated fintech startups
LinkedIn: The LHoFT on LinkedIn
Sector Focus: Fintech, regtech, insurtech
Stage Focus: Acceleration
Check Size: Non-equity
Location: Luxembourg City
Website: lhoft.com
14. Luxinnovation (Fit 4 Start)
Luxinnovation's accelerator with equity-free grants.
Recent Activity: Cohort 16 picked 20 startups in 2025
LinkedIn: Luxinnovation on LinkedIn
Sector Focus: Digital, healthtech, fintech
Stage Focus: Pre-seed (grant)
Check Size: Up to EUR 150K grant
Location: Luxembourg City
Website: luxinnovation.lu
Why Luxembourg suits fintech
Luxembourg holds Europe's largest pile of fund assets. Fintech founders here sit right next to that money.
Regulators and the big banks are a short walk away. Pilots and partnerships can move fast as a result.
Ellty is built for venture capital raises. Keep every fund behind one secure and tracked link.
Run a clean IT due diligence prep early. Ready files win investor trust and close rounds faster.
Tap the public funding stack
Luxembourg's public money is real and easy to reach. SNCI pledged EUR 300M over five years starting in 2025.
The Luxembourg Future Fund backs VCs that back you. Fit 4 Start adds an equity-free grant on top of that.
Plan your fundraising stack before you pitch. Stack grants, public funds and VC into one clean round.
The LHoFT opens doors to major banks and funds here. Use that deal-flow before you cold-email any fund.
Build for cross-border EU scale
A Luxembourg licence passports across the whole EU. That EU reach is the real prize for founders here.
Investors want a plan beyond Luxembourg from day one. Show how you will reach France, Germany and beyond.
Share data across borders via secure file sharing. Control access with granular permissions per fund.
Pass a cybersecurity diligence review early. Ready teams win fintech trust and close EU rounds faster.
How to pitch a fintech investor
Lead with the real finance problem you fix.
- 1.Lead with the real finance problem you fix.Show you understand EU fund and banking rules.
- 2.Prove early traction with hard, real numbers.Share volumes, revenue and your growth rate.
- 3.Map your CSSF licensing and passporting plan.EU rules can make or break your fintech launch.
- 4.Name the cheque and the milestone it should buy.Tie the raise to one clear, near-term goal.
- 5.Send one tracked Ellty link to your full deck.See which fund reads it all the way through.
How Ellty helps you land a fintech investor in Luxembourg
Your Luxembourg fintech list is ready to use. Open a data room before the first fund call.
- 1.Upload your deck, key metrics and licences.Keep every fintech document in one secure room.
- 2.Send each fund their own private tracked link.Set precise view and download rights per fund.
- 3.Watch every open and follow up at the right time.Chase the funds that read the whole deck first.
Luxembourg fintech funding questions
- VCs like Mangrove and MiddleGame. Plus public funds.
- Yes, SNCI and the Future Fund do. So does Fit 4 Start.
- It is the EU's biggest fund hub. Capital sits close by.
- Usually a CSSF licence. Plan it early, it takes time.
- Yes, a Lux licence passports EU-wide. Investors like that.
