Indonesia is Southeast Asia's biggest fintech market. Local VCs and bank arms fund it heavily. Funding cooled in 2025, but fintech still leads. Here are 13 investors backing Jakarta fintech in 2026.
Indonesia's fintech market is the largest in the region, and local funds back it hard. Nearly every big bank now runs its own venture arm, and the state puts money into startups too.
Funding cooled across 2025 as cheaper capital dried up. Even so, fintech still leads the country's deal flow by a wide margin.
To raise here you need the right backers and a clean set of files. Ellty keeps your data in one tracked link, so every fund sees the same numbers.
| Type | Check size | Sector focus | Website | |
|---|---|---|---|---|
| Intudo Ventures | Indonesian VC | US$1M-$10M | Fintech, consumer, health | intudo.com |
| MDI Ventures | Telco CVC (Telkom) | US$1M-$10M+ | Fintech, SaaS, blockchain | mdi.vc |
| Central Capital Ventura | Bank CVC (BCA) | US$500K-$3M | Fintech, embedded finance | centralcapital.vc |
| BRI Ventures | Bank CVC (BRI) | US$500K-$5M | MSME finance, payments, insurtech | briventures.id |
| Init-6 | Indonesian VC | US$500K-$5M | Fintech, broad tech | init-6.fund |
| Mandiri Capital | Bank CVC (Mandiri) | US$1M-$10M | Payments, lending, embedded | mandiri-capital.co.id |
| Kejora Capital | Indonesian VC | US$1M-$30M | Fintech, health, sustainability | kejora.capital |
| BNI Ventures | Bank CVC (BNI) | Seed range | Fintech, insurtech, impact | BNI Ventures on LinkedIn |
| Skystar Capital | Indonesian VC | Early-stage | Fintech, early-stage tech | skystar.vc |
| Living Lab Ventures | Corporate CVC (Sinar Mas) | US$500K-$5M | Fintech, manufacturing, health | sinarmasland.com |
| Venturra | Indonesian/SEA VC | Seed, Series A | Fintech, consumer, healthtech | venturra.com |
| Prasetia Dwidharma | Indonesian VC | Pre-seed, seed | B2B, fintech | prasetia.co.id |
| Peak XV Partners | Global VC | US$1M-$50M+ | Fintech, lending, paylater | peakxv.com |
Keep your fintech data room ready before the call
Fintech backers run deep diligence on risk and compliance. Ellty logs every view so you know who is serious.
Start free 14-day trialWhat a fintech investor backs
A fintech investor backs trust and usage above all else. They want to see active, paying users who keep coming back.
They study risk closely and pull apart your unit economics. Compliance carries real weight in this market, and licences shape every deal.
A clean due diligence file makes that scrutiny much easier. Ellty gives each fund one tracked link, so you can see who reads your numbers first.
Indonesia's fintech peer-to-peer lending reached about US$4.7 billion in outstanding loans in 2024, up 29 percent from the year before.
13 Jakarta fintech investors
1. Intudo Ventures
Intudo invests only in Indonesia.
Recent Activity: Closed US$125M across two funds in 2024
Sector Focus: Fintech, consumer, health
Stage Focus: Seed, Series A
Check Size: US$1M-$10M
Location: Jakarta
Website: intudo.com
2. MDI Ventures
MDI Ventures is Telkom Indonesia's venture arm.
Recent Activity: Backed rupiah stablecoin IDRX in 2025
Sector Focus: Fintech, SaaS, blockchain
Stage Focus: Seed to growth
Check Size: US$1M-$10M+
Location: Jakarta
Website: mdi.vc
3. Central Capital Ventura
CCV is the venture arm of bank BCA.
Recent Activity: BCA's dedicated fintech venture arm
LinkedIn: Central Capital Ventura LinkedIn
Sector Focus: Fintech, embedded finance
Stage Focus: Seed, Series A
Check Size: US$500K-$3M
Location: Jakarta
Website: centralcapital.vc
4. BRI Ventures
BRI Ventures is the venture arm of bank BRI.
Recent Activity: Launched a tokenization accelerator in 2025
Sector Focus: MSME finance, payments, insurtech
Stage Focus: Seed, early growth
Check Size: US$500K-$5M
Location: Jakarta
Website: briventures.id
5. Init-6
Init-6 was founded by Bukalapak's Achmad Zaky.
Recent Activity: Founder-led Indonesia early-stage fund
LinkedIn: Init-6 LinkedIn
Sector Focus: Fintech, broad tech
Stage Focus: Seed, Series A
Check Size: US$500K-$5M
Location: Jakarta
Website: init-6.fund
6. Mandiri Capital
Mandiri Capital is Bank Mandiri's fintech CVC.
Recent Activity: Bank Mandiri's fintech venture arm
Sector Focus: Payments, lending, embedded
Stage Focus: Seed, Series B
Check Size: US$1M-$10M
Location: Jakarta
Website: mandiri-capital.co.id
Share one link with every Jakarta fintech fund
Ellty shows when a fund opens your numbers. Follow up at the right moment, not days later.
Start free 14-day trial7. Kejora Capital
Kejora is one of Indonesia's oldest funds.
Recent Activity: An early backer of lender Investree
LinkedIn: Kejora Capital LinkedIn
Sector Focus: Fintech, health, sustainability
Stage Focus: Early stage to growth
Check Size: US$1M-$30M
Location: Jakarta
Website: kejora.capital
8. BNI Ventures
BNI Ventures is the venture arm of bank BNI.
Recent Activity: Backed insurtech Bang Jamin in 2025
LinkedIn: BNI Ventures LinkedIn
Sector Focus: Fintech, insurtech, impact
Stage Focus: Seed
Check Size: Seed range
Location: Jakarta
Website: BNI Ventures on LinkedIn
9. Skystar Capital
Skystar is a Kompas Gramedia-linked fund.
Recent Activity: Co-wrote Indonesia's 2025 fintech report
Sector Focus: Fintech, early-stage tech
Stage Focus: Seed, Series A
Check Size: Early-stage
Location: Jakarta
Website: skystar.vc
10. Living Lab Ventures
LLV is Sinar Mas Land's venture arm.
Recent Activity: Backs fintech and other digital startups
Sector Focus: Fintech, manufacturing, health
Stage Focus: Early to growth
Check Size: US$500K-$5M
Location: Greater Jakarta
Website: sinarmasland.com
11. Venturra
Venturra is a long-running Indonesia tech fund.
Recent Activity: Backs fintech and consumer founders
LinkedIn: Venturra LinkedIn
Sector Focus: Fintech, consumer, healthtech
Stage Focus: Seed, Series A
Check Size: Early-stage
Location: Jakarta
Website: venturra.com
12. Prasetia Dwidharma
Prasetia is an early-stage B2B investor.
Recent Activity: An early-stage B2B investor in Jakarta
Sector Focus: B2B, fintech
Stage Focus: Pre-seed, seed
Check Size: Small early-stage
Location: Jakarta
Website: prasetia.co.id
13. Peak XV Partners
Peak XV backs Indonesia's biggest fintechs.
Recent Activity: A backer of paylater giant Akulaku
Sector Focus: Fintech, lending, paylater
Stage Focus: Seed to growth
Check Size: US$1M-$50M+
Location: Singapore / India
Website: peakxv.com
Why banks and local VCs lead
Indonesia's big banks all invest in fintech, and BCA, Mandiri, and BRI each run their own arm. Local VCs know the market best, and Intudo backs only Indonesia.
A bank deal brings real scale beyond the cheque itself. It opens doors to startups, partners, and millions of users.
Ellty lets you share the same materials with each one. You can track every open with document analytics and see where the interest is.
Indonesia's paylater and e-wallet boom
E-wallets now reach most Indonesians, and paylater use keeps climbing. Digital banks scale fast here, and they draw fresh fintech bets every year.
Show clean numbers to backers from the first meeting. A strong pitch deck opens doors that cold outreach never will.
Ellty shows you exactly who opened your deck and when. You can set granular permissions per fund so each sees only what it should.
Raising fintech in a tighter market
Funding cooled hard in 2025, and funds now back fewer startups. Cheap, capital-hungry growth no longer wins the room.
Show a clear path to profit instead. A disciplined story stands out when budgets are tight.
Most funds never tell you they looked at your raise. Pitch deck tracking shows you who did and how closely.
Ellty shows who reads your data room down to the page. Share it all as one virtual data room link.
How to pitch a fintech investor
Show real, active paying users.
- 1.Show real, active paying users.Lead with users who pay and keep coming back, not raw sign-ups. Make the growth curve steady and easy to trust.
- 2.Prove your unit economics work.Show that each customer earns more than it costs to serve. Healthy margins early signal a business that can scale.
- 3.Address rules and risk upfront.Name the licences you hold and the ones you still need. Showing you understand compliance builds real confidence fast.
- 4.Send one Ellty link to your data.Share a single tracked link instead of scattered files. Watch who digs in so you know which fund to call next.
How Ellty helps you land a fintech investor in Jakarta
You have your Jakarta fintech list ready. Set up a data room before the first call.
- 1.Upload your deck, metrics, and risk model.Set access per fund.
- 2.Share one trackable link per fund.Each fund gets a unique link.
- 3.Watch opens and reply on time.Use analytics to time each nudge.
Jakarta fintech investor questions
- Local VCs and bank arms. The state invests too.
- Yes, BCA, Mandiri, and BRI do. Each runs a venture arm.
- Often US$1M to US$10M. Big rounds reach much more.
- Yes, it cooled sharply. But fintech still leads deals.
- Yes, about a third use it. E-wallets reach almost all.
- Before your first fintech call. Track who opens your numbers.
