Ghana runs on mobile money, so fintech thrives in Accra. Oui and Ingressive back founders early. DFIs and angels add more capital. Here are 12 fintech investors funding Accra founders in 2026.
Accra is one of West Africa's busiest fintech hubs. Mobile money powers most of that fast growth here.
Local VCs and pan-African funds both back founders. DFIs and angels then add even more early-stage capital.
You will pitch a dozen of these backers in one round. Ellty keeps your fintech deck behind one tracked link.
Most want a full data room before the second meeting. Build it once in Ellty and reuse it for every fund.
| Type | Check size | Sector focus | Website | |
|---|---|---|---|---|
| Oui Capital | Pan-African VC | Up to $750K | Fintech, commerce, logistics | ouicapital.vc |
| Ingressive Capital | Pan-African VC | $100K-500K | Fintech, SaaS, consumer | ingressivecapital.com |
| Mirepa Capital | VC (Ghana) | $200K-2M | Tech, fintech, healthtech | mirepa.investments |
| Wangara Green Ventures | Impact VC (Ghana) | $50K-500K | Climate, clean energy, agri | wangaragreenventures.com |
| Savannah Impact (Ci-Gaba FoF) | Fund-of-funds (Ghana) | LP commitments | SME finance via funds | siaghana.com |
| Chui Ventures | Pan-African VC | Pre-seed, seed | Fintech, healthtech, agritech | chuivc.com |
| LoftyInc Capital | Pan-African VC | Early-stage | Fintech, everyday economy | loftyinc.vc |
| Norrsken22 | Pan-African growth VC | Growth-stage | Fintech, edtech, climate | norrsken22.com |
| TLcom Capital | Pan-African VC | Up to $3M | Fintech, tech | tlcomcapital.com |
| Ghana Angel Investor Network (GAIN) | Angel network (Ghana) | $10K-100K+ | Sector-agnostic, fintech | gain.com.gh |
| MEST Africa | Accelerator (Accra) | $50K-100K | Tech, fintech | meltwater.org |
| FMO | DFI | Multi-million | Financial inclusion, fintech | fmo.nl |
Send each fund one tracked link
Ellty shows which fund opened your deck and read it through.
Start free 14-day trialWhat Accra fintech VCs back
An Accra fintech VC wants real transaction volume. They back usage and revenue, not just a bright idea.
Most enter at pre-seed and seed and then follow on. DFIs and debt funds typically come in a bit later.
Licences and Bank of Ghana rules matter early on. Plan your compliance well before you start to raise.
See our Casablanca fintech investors list for North Africa. Ellty shows which fund opened your deck and where they stopped.
Without protection there is no inclusion, and inclusion without protection becomes a trap.
12 Accra fintech investors
1. Oui Capital
A pan-African VC backing Accra fintech founders early.
Recent Activity: Runs a $30M Fund II for sub-Saharan startups
LinkedIn: Oui Capital on LinkedIn
Sector Focus: Fintech, commerce, logistics
Stage Focus: Pre-seed, seed
Check Size: Up to $750K
Location: Lagos and Africa
Website: ouicapital.vc
2. Ingressive Capital
A pan-African VC investing well beyond just Lagos.
Recent Activity: Backed Accra's Oze in a ~$600K seed in 2025
LinkedIn: Ingressive Capital on LinkedIn
Sector Focus: Fintech, SaaS, consumer
Stage Focus: Pre-seed, seed
Check Size: $100K-500K
Location: Lagos and Africa
Website: ingressivecapital.com
3. Mirepa Capital
A licensed Ghana VC backing tech and fintech SMEs.
Recent Activity: Runs a GHC120M SME fund anchored by the VCTF
LinkedIn: Mirepa Capital on LinkedIn
Sector Focus: Tech, fintech, healthtech
Stage Focus: Seed, SME
Check Size: $200K-2M
Location: Accra, Ghana
Website: mirepa.investments
4. Wangara Green Ventures
An Accra impact fund backing climate-smart startups.
Recent Activity: Backs clean energy and climate-smart agri
LinkedIn: Wangara Green Ventures on LinkedIn
Sector Focus: Climate, clean energy, agri
Stage Focus: Seed, impact
Check Size: $50K-500K
Location: Accra, Ghana
Website: wangaragreenventures.com
5. Savannah Impact (Ci-Gaba FoF)
Runs Ghana's first private fund-of-funds for SMEs.
Recent Activity: Ci-Gaba FoF hit a ~$35M first close in 2026
LinkedIn: Savannah Impact Advisory on LinkedIn
Sector Focus: SME finance via funds
Stage Focus: Fund commitments
Check Size: LP commitments
Location: Accra, Ghana
Website: siaghana.com
6. Chui Ventures
A pan-African VC backing West African fintech bets.
Recent Activity: Closed its first fund at ~$17M in late 2025
LinkedIn: Chui Ventures on LinkedIn
Sector Focus: Fintech, healthtech, agritech
Stage Focus: Pre-seed, seed
Check Size: Pre-seed, seed
Location: Nairobi and Africa
Website: chuivc.com
Spot the funds opening your deck
Ellty logs every open and page. Follow up first, not late.
Start free 14-day trial7. LoftyInc Capital
A Lagos-based VC backing Ghana's early fintech too.
Recent Activity: Launched Afropreneurs Fund 3 with a $10M target
LinkedIn: LoftyInc Capital on LinkedIn
Sector Focus: Fintech, everyday economy
Stage Focus: Pre-seed, seed
Check Size: Early-stage
Location: Lagos and Africa
Website: loftyinc.vc
8. Norrsken22
A growth fund running a team on the ground in Ghana.
Recent Activity: Runs a $205M growth fund across Africa
LinkedIn: Norrsken22 on LinkedIn
Sector Focus: Fintech, edtech, climate
Stage Focus: Growth
Check Size: Growth-stage
Location: Stockholm and Africa
Website: norrsken22.com
9. TLcom Capital
A pan-African VC explicitly targeting Ghana fintech.
Recent Activity: TIDE Africa fund targets Ghana fintech
LinkedIn: TLcom Capital on LinkedIn
Sector Focus: Fintech, tech
Stage Focus: Seed, Series A
Check Size: Up to $3M
Location: London and Africa
Website: tlcomcapital.com
10. Ghana Angel Investor Network (GAIN)
Ghana's main angel network backing early startups.
Recent Activity: Ghana's apex angel network since 2011
LinkedIn: GAIN on LinkedIn
Sector Focus: Sector-agnostic, fintech
Stage Focus: Pre-seed (angel)
Check Size: $10K-100K+
Location: Accra, Ghana
Website: gain.com.gh
11. MEST Africa
An Accra accelerator backing pan-African tech teams.
Recent Activity: An Accra-founded accelerator and seed fund
LinkedIn: MEST Africa on LinkedIn
Sector Focus: Tech, fintech
Stage Focus: Seed (accelerator)
Check Size: $50K-100K
Location: Accra, Ghana
Website: meltwater.org
12. FMO
A Dutch development bank backing Ghana fintech debt.
Recent Activity: Co-led the $20M equity in Fido's Series B
LinkedIn: FMO on LinkedIn
Sector Focus: Financial inclusion, fintech
Stage Focus: Debt, equity
Check Size: Multi-million
Location: The Hague and Africa
Website: fmo.nl
Mobile money runs Ghana
Ghana moved GHC 3.6tn through mobile money in 2025. That scale makes fintech a natural bet for investors.
Over 74M mobile money accounts are now registered. Payments, lending and savings all build on top of it.
Keep every fund in one virtual data room. Show live transaction data behind one secure link.
Our due diligence questions list shows what they ask. Share answers from one tracked link, not email threads.
Build for all of West Africa
Ghana alone is rarely big enough for a fund's bet. Investors want a clear plan for all of West Africa.
Nigeria is by far the biggest prize in the region. Show how you will scale into it from your Accra base.
Bring a tight, regional pitch deck to meetings. Track who reads it and follow up while it is warm.
Control fund access with granular permissions. Give each backer one clean, scoped view of the files.
Debt and DFI money matter
Ghana fintechs often raise debt alongside equity. Lenders like Fido funded much of their growth that way.
DFIs like FMO back both debt and equity rounds here. That patient capital helps fintech lenders scale up.
Lock sensitive files with password protection. Share loan-book data only with the serious backers.
Pass a cybersecurity diligence review early. Prepared teams win trust and close their round faster.
How to pitch a fintech investor
Lead with the money problem you actually fix.
- 1.Lead with the money problem you actually fix.Show you understand Ghana's mobile money rails.
- 2.Prove early volume with real transaction data.Share active users, revenue and growth rate.
- 3.Map your licence and Bank of Ghana approval plan.Regulators can make or break a fintech launch.
- 4.Name the cheque and the milestone it buys.Tie the raise to one clear, near-term goal.
- 5.Send one tracked Ellty link to your full deck.See which fund reads it all the way through.
How Ellty helps you land a fintech investor in Accra
Your Accra fintech list is ready to use. Open a data room before the first fund call.
- 1.Upload your deck, key metrics and licences.Keep every fintech document in one secure room.
- 2.Send each fund their own private tracked link.Set precise view and download rights per fund.
- 3.Watch every open and follow up at the right time.Chase the funds that read the whole deck first.
Accra fintech funding questions
- VCs like Oui and Ingressive. Plus DFIs and angels.
- Mobile money is huge here. It drives real demand.
- Usually a Bank of Ghana licence. Plan it early.
- Yes, lenders like Fido use it. DFIs provide debt too.
- Yes, scale across West Africa. Nigeria is the big prize.
