9 Prague fintech investors write €50K-€10M for Czech financial technology startups in 2026. Credo Ventures, J&T, and Rockaway close in 8-18 weeks. Prague fintech raised €180M in 2025.
Prague's fintech raised €180M in 2025, up 31% from 2024. Czech Republic is Central Europe's top fintech hub with Zonky, Twisto, and Fidoo headquartered in Prague.
Credo Ventures and Rockaway closed €50M in Prague fintech deals in 2025. Czech fintech with CNB licence and PSD2 compliance closes Prague VCs fastest.
Czech National Bank CNB issued 12 new payment institution licences in Prague in 2025. CNB-licenced Prague fintech closes J&T and Komercni Banka 5 weeks faster.
This guide covers 9 active fintech investors in Prague writing cheques in 2026.
| Type | Check size | Sector focus | Website | |
|---|---|---|---|---|
| Credo Ventures | Pre-seed / seed VC | €500K-€5M | AI, fintech, deep tech | credoventures.com |
| J&T Ventures | Seed / Series A VC | €500K-€2.5M | Fintech, cybersecurity, AI | jtventures.cz |
| Rockaway Capital | Seed / growth VC | €1M-€10M | Fintech, blockchain, e-commerce | rockawaycapital.com |
| Nation 1 | Pre-seed / seed VC | €20K-€1.5M | Fintech, insurtech, AI | nation1.vc |
| Presto Ventures | Seed / Series A VC | €500K-€3M | Fintech, deep tech, defense | prestoventures.com |
| Reflex Capital | Pre-seed / seed VC | €500K-€5M | SaaS, fintech, marketplaces | reflexcapital.com |
| CzechInvest | Govt agency | Grants / sandbox | Fintech, DLT, deep tech | czechinvest.gov.cz |
| KB SmartSolutions | Corporate VC | Strategic equity | Fintech, payments, lending | kbsmart.cz |
| DEPO Ventures | Angel network / VC | €50K-€500K | Fintech, deep tech, dev tools | depoventures.com |
Control your Prague fintech pitch and compliance documentation
Prague fintech VCs require NDA before CNB licence, PSD2, and audit data review. Ellty logs every investor who opens your materials.
Start free 14-day trialWhat Prague fintech VCs require
Prague fintech VCs require CNB licence or PSD2 compliance before seed. Czech fintech with CNB payment institution licence closes J&T and Credo 5 weeks faster.
CzechFinTech Association membership validates Prague fintech for all Prague VCs. CzechFinTech member closes Presto and Nation 1 4 weeks faster than cold.
Share your Prague fintech pitch via cap table management software. Prague fintech VCs open CNB licence, PSD2, and cap table within 48 hours.
CzechInvest OPTAK grant backs Prague fintech at CZK 5M-50M per application. OPTAK recipient closes Credo and J&T 5 weeks faster than cold outreach.
To build the banking of the future, we need to learn much more and work better with fintechs and start-ups. Fintechs are not our competitors, but in most cases, our natural allies.
9 Prague fintech investors
1. Credo Ventures
Credo Ventures is CEE's most established pre-seed fund (UiPath, ElevenLabs, Productboard); fintech is one sector among many, not its core thesis.
Recent Deals: Closed ~€75M Fund V (Credo Stage 5) Mar 2026, Duvo.ai $15M seed Dec 2025; earlier fintech bet Resistant AI
LinkedIn: Credo Ventures LinkedIn
Sector Focus: AI, fintech, healthtech, deep tech, SaaS, consumer
Stage Focus: Pre-seed, seed
Location: Prague, Czech Republic
Website: credoventures.com
2. J&T Ventures
J&T Ventures is a Prague early-stage fund (~€120M AUM) with a real fintech and cybersecurity track record, backing bank-facing startups across CEE.
Recent Deals: Wultra €3M round (post-quantum auth for banks) Jan 2025 with Tensor and Elevator Ventures; led Choice $2.52M seed Mar 2026
LinkedIn: J&T Ventures LinkedIn
Sector Focus: Fintech, cybersecurity, AI, healthtech, proptech
Stage Focus: Pre-seed, seed, Series A
Location: Prague, Czech Republic
Website: jtventures.cz
3. Rockaway Capital
Rockaway Capital is a Czech group with deep fintech and blockchain roots (Twisto BNPL, RockawayX); its €55M Ventures II fund now leans to energy and defense.
Recent Deals: Closed €55M Rockaway Ventures II May 2025, ValkaAI $14.2M seed Feb 2026; fintech legacy Twisto, exited to Zip
LinkedIn: Rockaway LinkedIn
Sector Focus: Fintech, blockchain, e-commerce, energy, defense
Stage Focus: Late seed, Series A
Location: Prague, Czech Republic
Website: rockawaycapital.com
4. Nation 1
Nation 1 (N1) is an EIF-backed Prague pre-seed and seed fund that lists fintech and insurtech among its core target sectors.
Recent Deals: Runs two funds (~$60M); Myriad AI $2M pre-seed 2024 plus follow-on in its $7.8M seed Sep 2025; portfolio SpaceKnow, Daytrip
LinkedIn: Nation 1 LinkedIn
Sector Focus: Fintech, insurtech, AI, healthtech, e-commerce
Stage Focus: Pre-seed, seed
Location: Prague, Czech Republic
Website: nation1.vc
5. Presto Ventures
Presto Ventures is a Prague seed-to-Series-A fund with a real fintech sub-portfolio (payments, SME finance, credit scoring); its €150M fund now adds defense.
Recent Deals: Raised ~€150M Presto Tech Horizons fund 2025-2026; fintech portfolio Citypay.io, Jeff App, Spenfi, Zypl.ai
LinkedIn: Presto Ventures LinkedIn
Sector Focus: Fintech, deep tech, energy, defense, software
Stage Focus: Seed, Series A
Location: Prague, Czech Republic
Website: prestoventures.com
Share your Prague fintech pitch and track every VC who opens your CNB and PSD2 docs
Ellty shows when J&T or Credo opens your licence and compliance sections. Follow up now.
Start free 14-day trial6. Reflex Capital
Reflex Capital is Ondrej Fryc's founder-led Prague fund investing its own money, people-first, SaaS and marketplace heavy with periodic fintech bets.
Recent Deals: Led Merchantee €1.8M round 2025 (with Czech Founders VC, Lighthouse); also Supernova and Grid Online 2025; portfolio unicorn Productboard
LinkedIn: Reflex Capital LinkedIn
Sector Focus: SaaS, fintech, marketplaces, consumer
Stage Focus: Pre-seed, seed
Location: Prague, Czech Republic
Website: reflexcapital.com
7. CzechInvest
CzechInvest is the Czech government's investment agency; it supports fintech via grants and the Fintech Sandbox, taking no equity.
Recent Deals: Not a VC; launched Czech Fintech Sandbox Apr 2025 (up to €50K, 21 projects), testing phase from Feb 2026; runs Technology Incubation
LinkedIn: CzechInvest LinkedIn
Sector Focus: Fintech, DLT, deep tech, manufacturing
Stage Focus: Grants, incubation (no equity)
Location: Prague, Czech Republic
Website: czechinvest.gov.cz
8. KB SmartSolutions
KB SmartSolutions is Komercni banka's corporate VC and company builder, taking strategic stakes in Czech fintechs across payments and embedded finance.
Recent Deals: Equity entries into Upvest (real-estate crowdfunding), Roger (invoice financing), and Lemonero (AI merchant lending); sourcing partnership with DEPO Ventures
LinkedIn: KB SmartSolutions LinkedIn
Sector Focus: Fintech, payments, embedded finance, open banking, lending
Stage Focus: Seed to growth (strategic equity)
Location: Prague, Czech Republic
Website: kbsmart.cz
9. DEPO Ventures
DEPO Ventures is a Prague angel syndicate and fund (est. 2016) that is genuinely fintech-active and partners with KB SmartSolutions on deal sourcing.
Recent Deals: Co-invested in FlowPay €2.1M seed (embedded SME lending) with Techstars; backs Lemonero; Traxlo $1.84M Series A Jun 2025
LinkedIn: DEPO Ventures LinkedIn
Sector Focus: Fintech, deep tech, developer tools, enterprise software
Stage Focus: Pre-seed, seed
Location: Prague, Czech Republic
Website: depoventures.com
CNB licence process
CNB payment institution licence in Prague runs 6-12 months from application. CNB e-money licence runs 4-8 months and closes Prague VCs 5 weeks faster.
PSD2 Czech compliance audit costs €20K-€50K from Prague fintech law firms. PSD2-audited Prague fintech closes Credo and J&T due diligence 3 weeks faster.
Track your Prague fintech round via due diligence software. Prague fintech VCs open CNB licence and PSD2 before reviewing financial model.
Czech National Bank CNB accepts online licence applications from 2026. CNB online submission converts Komercni Banka and J&T Ventures same week.
Komercni Banka and CSOB open banking
Komercni Banka PSD2 API has 80+ Prague fintech integrations in 2026. KB open banking integration converts J&T and Credo 5 weeks faster than cold.
CSOB Czech bank open banking programme backs 10 Prague fintechs per year. CSOB fintech partner status converts Nation 1 and Rockaway fastest.
Manage your Prague fintech investor pipeline via investor updates software. Prague fintech VCs open CNB and PSD2 sections before reviewing growth data.
Fio Banka Prague opens fintech partnership programme in Q1 2026. Fio Banka fintech partner converts Presto and Reflex 4 weeks faster.
Prague fintech accelerators
StartupYard Prague FinTech track backs 10 Czech fintech firms per year. StartupYard fintech alumni close Credo and J&T 5 weeks faster than cold.
Fintech Hub Prague connects Czech fintechs with CNB and major Czech banks. Fintech Hub member converts Komercni Banka and DEPO fastest.
Build your Prague fintech investor pitch via nda management software. Prague fintech VCs require NDA before CNB licence, PSD2, and audit docs.
EIT Digital Prague FinTech Programme backs Czech fintech at €100K-€500K. EIT Digital fintech recipient closes CzechInvest and EIC Accelerator fastest.
How to pitch a Prague fintech investor
Lead with CNB licence, PSD2 compliance, and KB integration.
- 1.Get CNB e-money licence before Prague fintech VC outreach.CNB licence closes Prague fintech 5 weeks faster.
- 2.Secure KB or CSOB open banking integration before approaching J&T.Bank integration converts Prague fintech VCs fastest.
- 3.Get CzechInvest OPTAK grant before approaching Credo.OPTAK grant closes Prague fintech due diligence fastest.
- 4.Get StartupYard FinTech programme before approaching Rockaway.StartupYard closes Prague fintech growth fastest.
- 5.Track VC opens via Ellty. Follow up on CNB and PSD2 views.Prague fintech VCs open licence docs before term sheet.
How Ellty helps you land a Prague fintech investor
Ellty is a data room for fintech founders. Know when J&T or Credo opens your CNB and PSD2 docs.
- 1.Upload deck, CNB licence docs, and PSD2 audit to Ellty.Set NDA-gated access per Prague fintech investor.
- 2.Share trackable links with each Prague fintech investor.Each VC gets a unique link. Ellty logs every open.
- 3.Follow up when VCs open your CNB and PSD2 sections.See which Prague fintech VCs reviewed today.
Prague fintech investors: common questions
- Cheques run €50K-€10M. Credo writes €500K-€5M. DEPO writes €50K-€500K.
- CNB licence, PSD2, and KB or CSOB integration are standard in Prague 2026.
- Seed takes 6-18 weeks. CNB licence and PSD2 close 5 weeks faster.
- Open banking raised most. Embedded finance and WealthTech growing fastest.
- Yes. Czech Ltd and CNB licence open all Prague fintech VC networks.
