Peru's fintech runs on one giant. Credicorp and Krealo lead it. A few local VCs back the rest. Foreign funds and DFIs fill in. Here are 13 investors backing Lima fintech startups in 2026.
Peru still has a small fintech scene, and Credicorp drives much of what happens in it. The bank's footprint shapes how founders raise and who writes the first cheque.
A handful of local VCs round out the early-stage market, with Salkantay and Inca leading the way. They know the ground and tend to back Peruvian founders before anyone else will.
Foreign funds drop in for the bigger rounds, and DFIs back the inclusion deals that move the market forward. You will pitch a mix of firms, funds, and development banks, so Ellty keeps all your data in one link for them.
| Type | Check size | Sector focus | Website | |
|---|---|---|---|---|
| Krealo (Credicorp) | Corporate CVC / builder (Lima) | Stakes + builds | Payments, neobanking, investing | krealo.pe |
| Salkantay Ventures | Peruvian VC | US$500K-$3M | Fintech, edtech, SaaS | salkantay.vc |
| Inca Ventures | Peruvian fintech VC | Pre-seed, seed | Fintech, financial services | incaventures.com |
| Winnipeg Capital | Peruvian VC + family office | Early-stage | Fintech, edtech, agtech | winnipegstartupfund.com |
| Wayra (Telefonica) | Corporate VC (Spain, Peru hub) | Seed-stage | Digital, fintech, telco | wayra.com |
| Magma Partners | Pan-LatAm VC (Chile) | US$50K-$5M | Fintech, insurtech | magmapartners.com |
| Kaszek | Pan-LatAm VC (Brazil) | US$500K-$25M | Fintech, consumer | kaszek.com |
| QED Investors | Fintech-specialist VC (US) | US$3M-$20M | Fintech only | qedinvestors.com |
| Kandeo | Financial-services PE (regional) | Larger cheques | Lending, financial services | kandeofund.com |
| IDB Lab | DFI (development bank) | ~US$2M | Inclusion, fintech | bidlab.org |
| Oikocredit | DFI / impact lender (Netherlands) | Impact tickets | Inclusion, lending | oikocredit.coop |
| ALIVE (Acumen LatAm) | Impact VC | Early-stage equity | Inclusion, fintech, health | alive-ventures.com |
| Startup Peru / ProInnovate | Govt grant program (Lima) | Up to ~US$40K grant | Innovation, fintech | proinnovate.gob.pe |
Pitch firms and funds from one link
Fintech investors study users, churn, and unit economics fast. Ellty shows who opened your numbers so you follow up first.
Start free 14-day trialWhat a fintech investor backs
They want real users and real revenue, and unit economics matter more than any single growth number. A clear story about how each customer pays back its cost is what earns the next meeting.
They watch churn and payback closely, and growth has to look healthy rather than bought. The numbers should hold up when a partner digs into them line by line.
A clear pitch deck still wins the room, so show why now and why you. Ellty gives each fund one link, and you see exactly who opens your deck and when.
We are exploring blockchain, AI, and open finance for our new investments in the region.
13 Lima fintech investors
1. Krealo (Credicorp)
Credicorp's arm builds and backs fintech.
Recent Activity: Owns Yape and Culqi; backed Shinkansen
Sector Focus: Payments, neobanking, investing
Stage Focus: Early to growth
Check Size: Stakes + builds
Location: Lima, Peru
Website: krealo.pe
2. Salkantay Ventures
Salkantay leads Andean seed rounds.
Recent Activity: Co-led Apurata; backed Prestamype
LinkedIn: Salkantay Ventures LinkedIn
Sector Focus: Fintech, edtech, SaaS
Stage Focus: Seed, Series A
Check Size: US$500K-$3M
Location: Lima, Peru
Website: salkantay.vc
3. Inca Ventures
Inca backs Peruvian fintech founders.
Recent Activity: Backed Prestamype's Pre-Series A
LinkedIn: Inca Ventures LinkedIn
Sector Focus: Fintech, financial services
Stage Focus: Pre-seed, seed
Check Size: Pre-seed, seed
Location: Lima, Peru
Website: incaventures.com
4. Winnipeg Capital
Winnipeg backs early Peruvian startups.
Recent Activity: Backed Apurata and B89
Sector Focus: Fintech, edtech, agtech
Stage Focus: Early
Check Size: Early-stage
Location: Lima, Peru
Website: winnipegstartupfund.com
5. Wayra (Telefonica)
Telefonica's fund backs digital startups.
Recent Activity: Earlier exited payments firm Culqi
Sector Focus: Digital, fintech, telco
Stage Focus: Seed
Check Size: Seed-stage
Location: Madrid, Spain
Website: wayra.com
Give each fund one trackable link
Ellty logs when a fund opens your data room. Chase the keen ones first, not days too late.
Start free 14-day trial6. Magma Partners
Magma backs fintech across LatAm.
Recent Activity: Led Leasy's US$28M Series A in 2024
LinkedIn: Magma Partners LinkedIn
Sector Focus: Fintech, insurtech
Stage Focus: Pre-seed to Series A
Check Size: US$50K-$5M
Location: Santiago, Chile
Website: magmapartners.com
7. Kaszek
Kaszek is LatAm's largest VC fund.
Recent Activity: Backed payments firm Tienda Pago
Sector Focus: Fintech, consumer
Stage Focus: Seed to growth
Check Size: US$500K-$25M
Location: Sao Paulo, Brazil
Website: kaszek.com
8. QED Investors
QED backs fintech and nothing else.
Recent Activity: Backed payments firm Tienda Pago
Sector Focus: Fintech only
Stage Focus: Series A to growth
Check Size: US$3M-$20M
Location: Alexandria, USA
Website: qedinvestors.com
9. Kandeo
Kandeo funds lending and finance firms.
Recent Activity: Funds SME lending in Peru
Sector Focus: Lending, financial services
Stage Focus: Growth
Check Size: Larger cheques
Location: Bogota and Lima
Website: kandeofund.com
10. IDB Lab
IDB Lab backs fintech and inclusion.
Recent Activity: Put US$2M into lender Prestamype
LinkedIn: IDB Lab LinkedIn
Sector Focus: Inclusion, fintech
Stage Focus: Early
Check Size: ~US$2M
Location: Washington, USA
Website: bidlab.org
11. Oikocredit
Oikocredit lends to inclusion fintech.
Recent Activity: Co-led Prestamype's Pre-Series A
Sector Focus: Inclusion, lending
Stage Focus: Early to growth
Check Size: Impact tickets
Location: Amersfoort, Netherlands
Website: oikocredit.coop
12. ALIVE (Acumen LatAm)
ALIVE backs inclusion-focused startups.
Recent Activity: Co-led Prestamype's Pre-Series A
Sector Focus: Inclusion, fintech, health
Stage Focus: Early stage
Check Size: Early-stage equity
Location: Bogota, Colombia
Website: alive-ventures.com
13. Startup Peru / ProInnovate
A government grant program for startups.
Recent Activity: Gives non-dilutive seed grants
Sector Focus: Innovation, fintech
Stage Focus: Idea, early
Check Size: Up to ~US$40K grant
Location: Lima, Peru
Website: proinnovate.gob.pe
Why Credicorp leads
Credicorp is Peru's big bank, and its venture arm builds fintechs as much as it backs them. That gives the group a reach few local players can match.
Krealo owns Yape and Culqi, and it keeps backing new startups across the market. Its presence sets the tone for how early-stage deals get done in Lima.
You have to stand out to win a cheque in a scene this concentrated. See our fintech investors guide too, and let Ellty show you who actually studies your deck.
How foreign funds invest
Big funds scan Peru for deals from a distance, and Magma led a US$28M round there in 2024. They come in when a company has proof, not just a plan.
Most of these funds sit in other countries, so a warm intro helps a lot. The right introduction often matters more than a cold pitch ever will.
Treat them like partners from the first call, and run clean due diligence prep before you ask. Share docs in one virtual data room, and Ellty logs every view for you.
Raising fintech money in Lima
Map the banks, funds, and DFIs that fit your stage, then line up warm intros to each one. A clear target list keeps your raise focused instead of scattered.
Track reads with document analytics so you can see real intent fast. Lock your files with granular permissions and control every view down to the page.
Ellty keeps your investor relations warm through the whole raise. One link does the work, and you always know where each fund stands.
How to pitch a fintech investor
Show users and real revenue.
- 1.Show users and real revenue.Prove the model works before you ask for money. Lead with active users and the revenue they bring in.
- 2.Map churn, payback, and growth.Keep the core numbers clear and honest. Show how fast each customer pays back and how cleanly you grow.
- 3.Name your raise and runway.Keep the ask tight and easy to follow. State the amount, the months of runway, and what the money unlocks.
- 4.Send one Ellty link to your deck.Give each fund a single trackable link instead of an attachment. Then watch who digs in and follow up first.
How Ellty helps you land a fintech investor in Lima
You have your Lima fintech list ready. Set up a data room first.
- 1.Upload your deck, metrics, and model.Set access per fund.
- 2.Share one trackable link per fund.Each fund gets a unique link.
- 3.Watch opens and reply on time.Use analytics to time each nudge.
Lima fintech investor questions
- Credicorp leads it. Local and foreign funds help.
- No, it is small. It is growing fast though.
- Credicorp's venture arm. It owns Yape and Culqi.
- Yes, Magma led Leasy. Kaszek and QED too.
- Seed to US$28M rounds. DFIs add debt.
- Before your first investor call. Track who opens your deck.
