Vietnam's fintech scene is strong but funding cooled. The big rounds came years ago. A few funds still back fresh deals. Here are 14 investors backing Ho Chi Minh City fintech startups in 2026.
Vietnam runs on e-wallets and everyday payment apps. MoMo and VNPay lead the way, and most of the country now taps to pay.
Fintech funding peaked years ago, and fresh deals have grown rarer since. The money that moves today is more selective than it was at the height.
Local VCs back the early rounds where the risk is highest. Global funds tend to wait and chase the proven winners.
You will end up pitching both local and global money. Ellty puts all of your data in one shareable link.
| Type | Check size | Sector focus | Website | |
|---|---|---|---|---|
| Ascend Vietnam Ventures | VN homegrown early-stage VC | ~US$500K-$2M | SME finance, embedded lending | avv.vc |
| TNB Aura | Pan-SEA VC | ~US$1M-$5M+ | SME finance, agri-fintech | tnbaura.vc |
| AppWorks | Pan-Asia VC and accelerator | Seed to growth | SME finance, AI, broad tech | appworks.tw |
| SBI Ven Capital | Corporate strategic VC | ~US$1M-$10M | Insurtech, fintech | sbivencapital.com.sg |
| Monk's Hill Ventures | Pan-SEA VC | ~US$2M-$10M | Fintech, insurtech | monkshill.com |
| Peak XV Partners | Global growth VC | Seed to growth | Fintech across the board | peakxv.com |
| ThinkZone Ventures | VN homegrown VC | ~US$100K-$3M | BNPL, earned-wage, lending | thinkzone.vn |
| Kredivo Group | Fintech strategic acquirer | Strategic, M&A | Digital banking, BNPL | kredivocorp.com |
| Do Ventures | VN homegrown VC | ~US$500K-$3M | Fintech, consumer, SaaS | doventures.vc |
| Wavemaker Partners | Pan-SEA VC | ~US$1M-$6M | SME finance, deep tech | wavemaker.vc |
| Touchstone Partners | VN homegrown VC | ~US$500K-$3M | Fintech, climate, consumer | touchstone.vc |
| Genesia Ventures | Seed VC | ~US$200K-$1M | Edu-fintech, lending, digital | genesiaventures.com |
| Warburg Pincus | Global growth / PE | Large growth cheques | E-wallets, digital finance | warburgpincus.com |
| General Atlantic | Global growth equity | Large growth cheques | Payments, digital finance | generalatlantic.com |
Pitch local and global fintech money from one link
Fintech investors check users, licenses, and risk fast. Ellty shows who opened your numbers so you follow up first.
Start free 14-day trialWhat a fintech investor backs
They want real users and real volume on the platform. Clean unit economics matter just as much as the growth curve.
They watch licenses and risk closely throughout. Compliance is not optional in a regulated market like this.
A clear model wins the room every time. A tidy fundraising file helps you back it up.
Ellty gives each fund its own single link. You get to see exactly who opens your deck.
Vietnam's push for reform, digitalization, and international standards reflects a nation preparing for its next leap forward.
14 HCMC fintech investors
1. Ascend Vietnam Ventures
AVV is a top homegrown early-stage fund.
Recent Activity: Co-led Techcoop's US$70M 2025 round
LinkedIn: Ascend Vietnam Ventures LinkedIn
Sector Focus: SME finance, embedded lending
Stage Focus: Seed to Series A
Check Size: ~US$500K-$2M
Location: Ho Chi Minh City, Vietnam
Website: avv.vc
2. TNB Aura
TNB Aura backs early-stage SEA fintech.
Recent Activity: Co-led Techcoop's US$70M 2025 round
Sector Focus: SME finance, agri-fintech
Stage Focus: Series A
Check Size: ~US$1M-$5M+
Location: Singapore
Website: tnbaura.vc
3. AppWorks
AppWorks backs fintech across Greater Asia.
Recent Activity: Joined Techcoop's 2025 Series A
Sector Focus: SME finance, AI, broad tech
Stage Focus: Seed to Series B
Check Size: Seed to growth
Location: Taipei, Taiwan
Website: appworks.tw
4. SBI Ven Capital
SBI Ven Capital is SBI Holdings' venture arm.
Recent Activity: Led insurtech Saladin's 2025 Series A
Sector Focus: Insurtech, fintech
Stage Focus: Series A
Check Size: ~US$1M-$10M
Location: Japan and Singapore
Website: sbivencapital.com.sg
5. Monk's Hill Ventures
Monk's Hill backs early SEA fintech.
Recent Activity: Backed Saladin's 2025 Series A
Sector Focus: Fintech, insurtech
Stage Focus: Seed to Series A
Check Size: ~US$2M-$10M
Location: Singapore
Website: monkshill.com
6. Peak XV Partners
Peak XV is the former Sequoia SEA team.
Recent Activity: Backed Saladin's 2025 Series A
Sector Focus: Fintech across the board
Stage Focus: Seed to growth
Check Size: Seed to growth
Location: Singapore and India
Website: peakxv.com
Give each fintech fund one trackable link
Ellty logs when a fund opens your data room. Chase the keen ones first, not days too late.
Start free 14-day trial7. ThinkZone Ventures
ThinkZone backs early Vietnamese fintech.
Recent Activity: Backed Fundiin, Gimo, and Rootopia
Sector Focus: BNPL, earned-wage, lending
Stage Focus: Pre-seed to Series A
Check Size: ~US$100K-$3M
Location: Hanoi, Vietnam
Website: thinkzone.vn
8. Kredivo Group
Kredivo is a fintech operator and acquirer.
Recent Activity: Acquired digital bank Timo in 2026
Sector Focus: Digital banking, BNPL
Stage Focus: Strategic, M&A
Check Size: Strategic, M&A
Location: Singapore and Indonesia
Website: kredivocorp.com
9. Do Ventures
Do Ventures is Vietnam's most prominent VC.
Recent Activity: Backed MFast, Bizzi, and Validus
Sector Focus: Fintech, consumer, SaaS
Stage Focus: Seed to Series A
Check Size: ~US$500K-$3M
Location: Ho Chi Minh City, Vietnam
Website: doventures.vc
10. Wavemaker Partners
Wavemaker backs SME and embedded finance.
Recent Activity: Led MFast's 2023 Series A
Sector Focus: SME finance, deep tech
Stage Focus: Seed to Series A
Check Size: ~US$1M-$6M
Location: Singapore and Los Angeles
Website: wavemaker.vc
11. Touchstone Partners
Touchstone is an active homegrown VN VC.
Recent Activity: Backed fintech startup Credify
Sector Focus: Fintech, climate, consumer
Stage Focus: Seed to Series A
Check Size: ~US$500K-$3M
Location: Ho Chi Minh City, Vietnam
Website: touchstone.vc
12. Genesia Ventures
Genesia backs early Vietnamese founders.
Recent Activity: Backed edu-fintech Rootopia
Sector Focus: Edu-fintech, lending, digital
Stage Focus: Pre-seed, seed
Check Size: ~US$200K-$1M
Location: Tokyo, Japan
Website: genesiaventures.com
13. Warburg Pincus
Warburg Pincus is a major MoMo backer.
Recent Activity: An early backer of e-wallet MoMo
Sector Focus: E-wallets, digital finance
Stage Focus: Growth
Check Size: Large growth cheques
Location: New York, USA
Website: warburgpincus.com
14. General Atlantic
General Atlantic backs digital-finance giants.
Recent Activity: Co-led VNLife and VNPay's 2021 round
Sector Focus: Payments, digital finance
Stage Focus: Growth
Check Size: Large growth cheques
Location: New York, USA
Website: generalatlantic.com
Why the big rounds came early
MoMo and VNPay raised huge sums to build scale. Most of that capital landed by 2021, when appetite was at its peak.
Growth funds piled into those giants and the headlines followed. New rounds slowed once the easy wins were taken.
Early VCs now lead most of the fresh deals in the city. Read our ecommerce investors guide too for a wider view.
Ellty shares your data across borders without friction. Track who opens it first and move on the warmest names.
What fintech areas get funded
Payments and e-wallets still lead the funding by some margin. SME finance is growing fast as lenders chase underserved firms.
Insurtech and lending continue to draw fresh cash. BNPL had its early wave and the survivors are now scaling.
Show clear traction and a credible license path. Keep your investor relations warm between rounds.
Ellty logs who actually reads your numbers in detail. That read data shows you real intent, not just polite interest.
Raising fintech money in Saigon
Line up local and global funds in parallel from the start. A committed lead sets the pace for everyone else.
Protect user data carefully as you share it around. Use secure file sharing so nothing slips out.
Lock your key files against leaks before they go wide. Add password protection to the most sensitive ones.
Ellty sends updates and tracks every read. Let it help your startup close the round faster.
How to pitch a fintech investor
Show real users and volume.
- 1.Show real users and volume.Prove the model works with live numbers, not projections. Investors want active users and growing volume before anything else.
- 2.Map your license and risk plan.Make your compliance path clear and easy to follow. Spell out the licenses you hold and the ones still ahead of you.
- 3.Name your raise and runway.Keep the ask tight and tied to clear milestones. State how much you want and exactly how long it lasts.
- 4.Send one Ellty link to your data.Share a single trackable link instead of loose files. See who digs in so you know which funds to chase first.
How Ellty helps you land a fintech investor in Ho Chi Minh City
You have your HCMC fintech list ready. Set up a data room before the first call.
- 1.Upload your deck, metrics, and licenses.Set access per fund.
- 2.Share one trackable link per fund.Each fund gets a unique link.
- 3.Watch opens and reply on time.Use analytics to time each nudge.
Ho Chi Minh City fintech investor questions
- Local VCs and global funds. Some sit in Singapore.
- It cooled after 2021. Fresh deals are rarer now.
- Payments, lending, insurtech. SME finance is rising.
- Seed runs US$0.5M to US$3M. Growth rounds go far higher.
- Yes, they backed the unicorns. Some still do fresh deals.
- Before your first investor call. Track who opens your numbers.
