Banking infrastructure undergoes its biggest transformation in decades. BankTech Ventures enters 2025 with more than $50 million invested in bank-enabling solutions.
Core systems migrate to cloud. Legacy code gets rewritten by AI. Community banks access venture-backed innovation.
The shift creates opportunities. Banking-specific VCs emerge. Strategic funds back infrastructure plays. Traditional VCs chase banking transformation.
We've mapped 30+ investors actively funding banking technology. From core banking to embedded finance. Direct contacts included.
Track your banking tech pitch deck
Your solution modernizes core banking. Banks pilot your technology. Enterprise sales cycles stretch months.
Static PDFs disappear into procurement. You can't track stakeholder engagement.
Ellty shows exactly how banking investors evaluate your deck. Which slides bank CTOs forward. When investment committees review.
Banking technology investors
1. BankTech Ventures
Strategic fund backed by 100+ community banks with $50M+ deployed.
Investment focus: Community bank enabling technology, commercial banking solutions
Investment range: Series A typical, flexible for strategic fits
Notable investments: SOLO, Torpago, Equabli, Filejet, Monit
Contact: banktechventures.com
2. Bain Capital Ventures
Growth equity powerhouse investing in financial infrastructure.
Investment focus: Banking software, payment infrastructure, B2B fintech
Investment range: Series B+, $25M-$100M+
Notable investments: Flywire, AvidXchange, banking platforms
Contact: baincapitalventures.com
3. Andreessen Horowitz
Leading Silicon Valley firm with dedicated fintech practice.
Investment focus: Next-gen banking infrastructure, embedded finance
Investment range: Seed to growth, flexible sizing
Notable investments: Banking API companies, core banking modernization
Contact: a16z.com
4. Accel
Early-stage investor backing banking transformation since 1983.
Investment focus: Banking software, infrastructure modernization
Investment range: Seed to Series B primarily
Notable investments: Scale AI (banking applications), fintech infrastructure
Contact: accel.com
5. QED Investors
Fintech specialist founded by Capital One veterans.
Investment focus: Banking technology, credit infrastructure
Investment range: Seed to Series C, $1M-$50M
Notable investments: Nubank, Credit Karma, banking platforms
Contact: qedinvestors.com
6. Bessemer Venture Partners
Cloud-first investor backing banking SaaS.
Investment focus: Cloud banking, vertical banking software
Investment range: Series A to growth
Notable investments: Banking automation, treasury management
Contact: bvp.com
7. Lightspeed Venture Partners
Multi-stage global VC with banking infrastructure focus.
Investment focus: Core banking modernization, embedded banking
Investment range: Seed to growth
Notable investments: Banking-as-a-service platforms
Contact: lsvp.com
8. Index Ventures
European-US firm investing in banking digitization.
Investment focus: Digital banking, infrastructure APIs
Investment range: Seed to growth, global reach
Notable investments: Plaid, banking connectivity platforms
Contact: indexventures.com
9. General Catalyst
Cross-stage investor in financial services transformation.
Investment focus: Banking software, regulatory technology
Investment range: Seed to growth
Notable investments: Stripe (banking services), infrastructure plays
Contact: generalcatalyst.com
10. B Capital
Growth investor backed by BCG focusing on enterprise banking.
Investment focus: Enterprise banking solutions, Asian banking tech
Investment range: Series B+, $20M+
Notable investments: Banking transformation platforms
Contact: bcapgroup.com
11. Battery Ventures
B2B specialist with deep banking software expertise.
Investment focus: Banking SaaS, core banking vendors
Investment range: Series A to growth, $10M-$100M
Notable investments: Banking software leaders
Contact: battery.com
12. JPMorgan Chase Strategic Investments
Bank's venture arm investing in future of banking.
Investment focus: Banking innovation, strategic technologies
Investment range: Strategic investments, varies
Notable investments: Banking fintechs, infrastructure
Contact: Through banking relationships
13. Goldman Sachs Principal Strategic Investments
Strategic investor in banking transformation.
Investment focus: Capital markets tech, banking infrastructure
Investment range: Series B+, strategic sizing
Notable investments: Trading platforms, banking APIs
Contact: Through GS relationships
14. Wells Fargo Strategic Capital
Bank venture arm focused on financial innovation.
Investment focus: Banking technology, customer experience
Investment range: Series A+, strategic
Notable investments: Digital banking platforms
Contact: Through Wells Fargo partnerships
15. Citi Ventures
Global bank's innovation investment arm.
Investment focus: Banking tech, emerging financial services
Investment range: Strategic investments
Notable investments: Banking infrastructure companies
Contact: citi.com/ventures
16. Point72 Ventures
Steve Cohen's venture arm investing in fintech.
Investment focus: Banking infrastructure, capital markets tech
Investment range: Early to growth stage
Notable investments: Banking automation, compliance tech
Contact: point72ventures.com
17. Nyca Partners
Fintech-focused firm founded by banking veterans.
Investment focus: B2B banking tech, infrastructure
Investment range: Seed to Series B, $3M-$30M
Notable investments: Banking compliance, payments infrastructure
Contact: nyca.com
18. FinTech Collective
NYC-based specialist in financial services innovation.
Investment focus: Banking infrastructure, B2B fintech
Investment range: Seed to Series A, $1M-$10M
Notable investments: Banking APIs, infrastructure
Contact: fintechcollective.com
19. Anthemis
Global fintech investor focused on banking reinvention.
Investment focus: Digital banking, embedded finance
Investment range: Seed to Series B
Notable investments: Banking platforms globally
Contact: anthemis.com
20. Commerce Ventures
Banking and payments focused early-stage fund.
Investment focus: Banking tech, authentication, payments
Investment range: Seed to Series A, $500K-$5M
Notable investments: Banking security, infrastructure
Contact: commercevc.com
21. Ribbit Capital
Fintech powerhouse backing banking disruption.
Investment focus: Challenger banks, banking infrastructure
Investment range: Series A to growth, flexible
Notable investments: Revolut, Nubank, banking platforms
Contact: ribbitcap.com
22. F-Prime Capital
Fidelity's venture arm investing in financial services.
Investment focus: Banking software, wealth tech
Investment range: Series A+, $5M-$50M
Notable investments: Banking and wealth platforms
Contact: fprimecapital.com
23. Oak HC/FT
Fintech and healthcare specialist with banking focus.
Investment focus: Banking software, B2B fintech
Investment range: Series B+, $15M-$75M
Notable investments: Banking infrastructure companies
Contact: oakhcft.com
24. Motive Partners
Private equity firm specialized in financial technology.
Investment focus: Banking software vendors, core systems
Investment range: Growth equity, $50M+
Notable investments: Banking technology acquisitions
Contact: motivepartners.com
25. EJF Capital
Financial services focused investor.
Investment focus: Banking technology, specialty finance
Investment range: Growth equity
Notable investments: Banking platforms, lending tech
Contact: ejfcap.com
26. ICBA ThinkTech Accelerator
Community bank focused accelerator and fund.
Investment focus: Community banking solutions
Investment range: Accelerator investments
Notable investments: Banking startups for community banks
Contact: icba.org/thinktech
27. SixThirty
Fintech accelerator with banking focus.
Investment focus: B2B banking tech, enterprise fintech
Investment range: $100K accelerator investment
Notable investments: Banking infrastructure startups
Contact: sixthirty.co
28. American Banker Ventures
Industry publication's investment arm.
Investment focus: Banking technology, industry solutions
Investment range: Strategic investments
Notable investments: Banking tech platforms
Contact: Through American Banker network
29. Core Innovation Capital
Early-stage fintech fund focused on financial inclusion.
Investment focus: Banking for underserved, infrastructure
Investment range: Seed to Series A
Notable investments: Digital banking platforms
Contact: corevc.com
30. Life.SREDA
Asian fintech VC with banking infrastructure focus.
Investment focus: Asian banking tech, core systems
Investment range: Series A-B
Notable investments: Digital banks, infrastructure
Contact: lifesreda.com
What banking investors want to see
Technical requirements
Modern banking investors evaluate deeper than UI demos. They examine:
- API architecture and integration capabilities
- Compliance certifications (SOC2, ISO)
- Core system compatibility
- Data residency and security models
- Multi-tenant architecture for bank clients
Business model clarity
Banking sales cycles average 18 months. Investors need:
- Proof of bank partnerships or pilots
- Clear regulatory pathway
- Implementation timeline reality
- Support model for bank clients
- Revenue recognition understanding
Team composition
Banking technology requires specific expertise:
- Former bank CTOs or architects
- Regulatory compliance experience
- Enterprise sales track record
- Patient capital mentality
Banking tech success stories
Infrastructure modernization
Thought Machine: Raised $200M+ for cloud-native core banking. Partners include Lloyds, JPMorgan.
Mambu: Cloud banking platform acquired for €2 billion. Proved SaaS model works in banking.
nCino: Bank operating system went public. $10B+ market cap validates vertical SaaS in banking.
Embedded banking
Synapse: Connected fintechs to banks. Collapsed spectacularly. Lessons: compliance matters.
Treasury Prime: Banking-as-a-service platform. Strategic investors crucial for distribution.
Unit: Embedded banking infrastructure. Y Combinator to Series B shows path.
Alternative funding paths
Bank partnerships
Community banks increasingly co-invest. Benefits:
- Immediate customer validation
- Faster pilot opportunities
- Regulatory guidance
- Patient strategic capital
Government programs
OCC Innovation Office: Guidance for banking tech
Fed Innovation Hours: Direct regulator access
State banking associations: Local bank connections
Banking accelerators
Plug and Play Fintech: Banking-focused program
Barclays Accelerator: UK banking innovation
Wells Fargo Accelerator: US bank partnerships
Track banking investor engagement
Banking deals require multiple stakeholders. CTO approval. Compliance signoff. Board presentations.
Ellty reveals the full picture:
- Which technical slides get forwarded
- When compliance teams review
- How many stakeholders engaged
- Time between views and decisions
Banking tech founders report:
- 2.5x higher close rate with engagement data
- Identifying technical vs business buyers
- Knowing when to engage implementation teams
FAQs
How long do banking deals take?
12-24 months typical. Pilot, compliance, implementation phases.
Do we need bank partnerships first?
Letters of intent help. Active pilots better. Production deployments best.
What about regulatory approval?
Depends on function. Payments need more than analytics. Budget 6-12 months.
Core banking or peripheral?
Peripherals easier to sell. Core replacements need massive funding.
Community or money center banks?
Community banks decide faster. Enterprises pay more. Different investors for each.
